Why Should I Get a Mortgage?

Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a “seller’s market,” or where supplies are limited, a pre-approved mortgage is essential.

What Do I Need?

If you decide to apply for a mortgage, you will need to supply information with regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That’s okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.

What Price Should I ask for My Home?

We know that you want to get the highest price possible. That’s why we research the current market to see what the highest reasonable price is. Here are a few hints on setting the right price:

• Often, your home’s value depends on recent selling prices of comparable homes in your area. After reviewing the selling prices for such homes, the price is adjusted according to current market trends.
• Buyers often look in the price range determined by their monthly ability and down payment.
• Buyers are often very knowledgeable in their price range and often purchase by comparison. Unreasonable asking prices are an immediate turn-off.
• Inviting a potential buyer to make an offer shows that you are willing to bargain. But if your asking price is outrageous, the buyer’s offer will most likely also be unreasonable.
• It’s necessary to offer competitive pricing, terms, and conditions in your area. This will help you sell faster and get the full market value.